For the sake of those [ignorant ones] who take the world, which appears before them, as real and enjoy-able [it became necessary for the scriptures to say that] it is God’s creation. But for those who have obtained unobstructed Knowledge of Self, the world is seen merely as a bondage-causing mental imagin-ation.
This world of empty names and forms, which are the imagination of the five senses and an appearance in the pure Supreme Self, should be understood to be the mysterious play of Maya, the mind, which rises as if real from Self, Sat-Chit.
[explanatory comment] Michael James:
The origin of Maya, meaning “that which is not” is unknown; it appears, functioning in man, as mind, and is inferred in God through his actions, sustenance, and dissolution of this whole universe; it ends, on being seen to be non-existent, when the Truth is known.
The seer, known as mind or ‘I’, and the seen, known as the world, rise and set simultaneously in Self. If Self sees Itself through Itself, it is Self; if It sees Itself through the mind or ‘seer’, it appears as the world or ‘seen’.
from "GURU VACHAKA KOVAI" Sri Muruganar